# Fintech MVP Development on Plaid & Stripe > Fintech MVPs for US founders on Plaid and Stripe, with ledgers, reconciliation and investor numbers done properly. Designed and built by one person in weeks. - **URL**: https://www.nocodetalks.co/for/fintech-founders - **Site**: Nocodetalks, a one-person product studio that builds finance tools for US accounting firms, CFOs and fintech founders - **Contact**: ankur@nocodetalks.co - **Free 30-minute audit**: https://cal.com/nocodetalks/quick-catchup-30-min --- # A working product with real bank data. Product builds for US fintech and SaaS founders. MVPs on Plaid and Stripe with ledgers, reconciliation and reporting done properly. Designed and built by one person, and handed over with the code. [Book a free audit ](https://cal.com/nocodetalks/quick-catchup-30-min) [See what I build](https://www.nocodetalks.co/for/fintech-founders#build) Sound familiar? - You need a product that links real bank accounts before the next raise. - Agency quotes come back at months of work and a full team. - Payments land in Stripe, but the ledger never matches. - Investors ask for runway and you rebuild the spreadsheet. ## What I build for fintech founders. You own the code from day one. Scope, price and timeline are fixed in writing after the free audit. 01 ### Fintech MVP A Plaid-connected product, from scope to launch. - Plaid account linking - Onboarding, auth and admin - Launch-ready on your own cloud 02 ### Payments and ledger Stripe into a proper double-entry ledger that reconciles every day. - Stripe webhooks to ledger - Daily reconciliation report - Export to QuickBooks or Xero 03 ### Investor numbers Runway, burn and MRR from Stripe and your books, kept current. - Weekly runway pack - Board-ready charts - Ties to the books ## Money in your product should be **traceable end to end**: bank, ledger and books, matching every day. ### Traceable Every balance can be traced to the transactions behind it. ### Your code Your repo and your cloud account from day one. No lock-in. ### Built to hand over Docs and a walkthrough so your first engineer can take it on. ## Proof. A related build from the studio. Client · Plaid · debt payoff ### Accelerated Strategies got a HELOC debt payoff tool on Plaid. Solvit Tracker links loan accounts through Plaid, compares payoff scenarios side by side and projects payoff dates 10 years out. Build timeline 3 months Loan accounts Plaid Projections 10 years [Read the Accelerated Strategies case study](https://www.nocodetalks.co/work/accelerated-strategies) [ ![Solvit dashboard overview](/_astro/accelerated-strategies-dashboard.969QveVx_ZWNIWC.webp) (view full size)](https://www.nocodetalks.co/%5Fastro/accelerated-strategies-dashboard.969QveVx%5FZWNIWC.webp) ## How we'd work. Start with one step, not a platform. 1. Week 0 · Free ### Audit 30 minutes on the product, the data and the deadline. You get a scope for the first version. 2. Weeks 1–6 ### Build in the open A working version every week on real data, a weekly status call and written update, and a Slack channel in between. 3. Launch ### Hand over Your repo, your cloud, your docs. Ongoing support is optional. ## Common questions. Still unsure? Email ankur@nocodetalks.co. Do I own the code? Yes. It lives in your repository and your cloud account from the first commit. Which stack do you use? Next.js, Supabase or Postgres, Plaid and Stripe by default. I'll work in your stack if you already have one. Can you work with my CTO or first engineer? Yes. Builds end with a handover session and docs written for whoever takes the code on. What about security and compliance? Least-access credentials, no sensitive data in logs, and secrets kept out of code. A SOC 2 report is an audit of your company's controls, so it's yours to get; I build with those controls in mind. Can you help me find funding? The grant-writing guide has a table of US grant programs and startup credits, each checked against its official page, and shows how to use AI to find and draft applications. ## Read next. Also for [CPA firms](https://www.nocodetalks.co/for/cpa-firms) · [fractional CFOs](https://www.nocodetalks.co/for/fractional-cfos) · [financial advisors](https://www.nocodetalks.co/for/financial-advisors) [Funding Guide · 10 min read How to use AI for grant writing: find and draft startup grants (2026)](https://www.nocodetalks.co/blog/ai-grant-writing-startup-grants) [Buying custom tools Guide · 9 min read QuickBooks API integration with Claude Code: what it costs in 2026](https://www.nocodetalks.co/blog/quickbooks-api-integration-with-claude-code) [Buying custom tools Guide · 9 min read QuickBooks MCP vs Claude skills vs custom API: which should you use?](https://www.nocodetalks.co/blog/quickbooks-mcp-vs-claude-skills-vs-custom-integration) ## Scope the first version properly. The free audit turns your idea into a scoped first version. Then a fixed price and timeline, if you go ahead. [Book the free audit ](https://cal.com/nocodetalks/quick-catchup-30-min)